How It Works
Learn how you can apply and see what your payment plan might look like.
The Business Backer is not accepting new applications.
Applying Made Simple
Our simple and secure application process remains the same whether you're looking to take out a purchase of receivables, a small business loan or a Headway Capital business line of credit. It's designed to get you through fast so you can get back to running your business.
- You apply online
in just minutes
- We call you
the same day
- You get a decision
in as little as four business hours after submitting a completed application and the last three business bank statements.
- We deliver your funds
as quickly as next business day, if approved‡
Financing Calculator
Curious to see what your potential funding amount and payment schedule might look like? Our financing calculator will give you a general estimate based on your preferred capital amount and payment terms.
$200,000Maximum Funding Amount
Daily or WeeklyDelivery Frequency
Factor rates starting at 1.2§, 1% – 3% purchase fee¶, for
12-month period§For highly qualified applicants
How much capital do you need?
70,000Weekly Delivery Amount
$424.00by 
$100,000Maximum Credit Limit
Weekly or MonthlyPayment Frequency
12, 18, or 24 monthsPayment Term
Starting at 3.3% per Month*** + 2% Draw Fee**Rates and Fees
What is your desired credit limit?
70,000Weekly Payment Amount
$424.00 $200,000Maximum Loan Amount
Daily or WeeklyPayment Frequency
4 – 18 monthsPayment Period
Interest Expense Starting at 1.7% per Month of the Funded Amount1 + 1% –
8% Origination Fee+Rates and Fees
How much do you want to borrow?
70,000Weekly Payment Amount
$424.00